{"id":167,"date":"2019-07-20T10:47:28","date_gmt":"2019-07-20T10:47:28","guid":{"rendered":"http:\/\/designs-hub.in\/pp-blog\/?p=167"},"modified":"2024-01-18T14:20:08","modified_gmt":"2024-01-18T08:50:08","slug":"ready-to-move-or-under-construction-homes","status":"publish","type":"post","link":"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/","title":{"rendered":"Ready to move or Under construction homes. Which one to choose?"},"content":{"rendered":"\n<p><em> Buying a property is a tedious task. A common question that arises when you want to purchase your dream home is whether you wish to book your flat in a ready to move apartment or under construction.  <\/em><\/p>\n\n\n\n<!--more-->\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" width=\"1024\" height=\"774\" src=\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2019\/06\/shutterstock_79030306-1024x774-min-1024x774.jpg\" alt=\"Ready to move or Under construction which property will you prefer to buy? \" class=\"wp-image-282\" srcset=\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2019\/06\/shutterstock_79030306-1024x774-min.jpg 1024w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2019\/06\/shutterstock_79030306-1024x774-min-300x227.jpg 300w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2019\/06\/shutterstock_79030306-1024x774-min-768x581.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>W<em>hat will you choose? Ready to move or Under construction property<\/em><\/figcaption><\/figure>\n\n\n\n<p><em>Well, this is a never-ending debate and so we are making this simpler for you by highlighting the pros and cons of both for your better understanding.<\/em><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/#Buying_a_house_in_a_ready_to_move_apartment\" title=\"Buying a house in a ready to move apartment\">Buying a house in a ready to move apartment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/#Investing_in_an_under-construction_property\" title=\"Investing in an under-construction property\">Investing in an under-construction property<\/a><\/li><\/ul><\/nav><\/div>\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Buying_a_house_in_a_ready_to_move_apartment\"><\/span><strong>Buying a house in a ready to move apartment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Ready to move <strong>apartments<\/strong> make you feel secure when it comes to seeing your dreams come true. Due to frequent delays from developers\u2019 end in giving flat possessions, people opt for ready to move apartment.<\/p>\n\n\n\n<p><strong>Pros:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>One of the best advantages of buying a flat in a ready to move apartment is that it is readily available. All You need to do is get your documentation work done as your house is been financed for which you need to pay the <a href=\"https:\/\/www.propertypistol.com\/loan-service\">EMI<\/a> applied.<\/li><li>In a ready to move apartment, there are very fewer chances of any cheat happening because you get to see what you shall be buying. So if there are any issues you face regarding the interiors they can repaired once you get the possession.<\/li><li>Since you have purchased a ready to move property, you shall not be levied with the GST that is applicable on under-construction properties.<\/li><\/ul>\n\n\n\n<p><strong>Cons<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>If the flats are readily available in a ready to move apartment. Then they are also sold out in a hefty amount and this is one of the major drawbacks of buying a property in a ready to move apartment.<\/li><li>Unlike the under-construction apartment, in a ready to move property you are not aware of the material and the quality of the material used in the construction.<\/li><li>In case of an under-construction property, you are aware of the age of the property you have invested in but it\u2019s not the case with a ready to move property, it necessarily need not be new construction.<\/li><\/ul>\n\n\n\n<h5 class=\"has-text-align-left wp-block-heading\"><span class=\"ez-toc-section\" id=\"Investing_in_an_under-construction_property\"><\/span><strong>Investing in an under-construction property<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Buying property in an under-construction estate is like a dream coming true for many. Also because the financial pressure is less as the payment is made slab wise. Like Ready to move apartment, under construction apartments also have their share of pros and cons.<\/p>\n\n\n\n<p><strong>Pros<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>An under-construction property doesn\u2019t give a pinch to the buyer\u2019s pocket. Ready to move house costs more than under construction.<\/li><li>You will definitely get higher returns in an under-construction property. An under-construction once ready for possession can be sold out at a much higher value than the cost of the property when it was booked and during the course of its construction.<\/li><li>Ever since RERA was brought into practice by the government in 2016, the developer can no longer take his own sweet time to complete the project, in fact, he has to complete in the date registered with RERA. This has convinced buyers to invest in under-construction properties as they have been given the commitment of what they shall be getting.<\/li><li>Earlier <strong>GST<\/strong> applied was 12% but now it has been revised to 8% which is undoubtedly a good reason to invest in under-construction properties.<\/li><li>Pre-EMI in under-construction projects is a part of the home loan where you just need to pay the interest amount of your loan amount until you get the possession of your property. Post possession you are liable to pay interest amount along with the principal amount.<\/li><\/ul>\n\n\n\n<p><strong>Cons<\/strong>: <\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Possession is not immediate, the buyer has to wait till the construction is completed and handed over. <\/li><li>Pre-EMI starts immediately after booking under-construction property which is a burden for the buyer because only interest amount is paid, principal amount starts after possession. <\/li><\/ul>\n\n\n\n<p>Be mindful in buying a property, <strong>RERA<\/strong> has brought significant changes in Real Estate laws. Consider which option fits best to your pocket. <\/p>\n\n\n\n<p class=\"has-background\" style=\"background-color:#e0b98f;font-size:12px\"><em><strong>Disclaimer: <\/strong>The views expressed above are for informational purposes only based on industry reports and related news stories. Propertypistol does not guarantee the accuracy, completeness, or reliability of the information and shall not be held responsible for any action taken based on the published information.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a property is a tedious task. A common question that arises when you want to purchase your dream home is whether you wish to book your flat in a ready to move apartment or under construction.<\/p>\n","protected":false},"author":2,"featured_media":398,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[26],"tags":[34,14,33],"class_list":["post-167","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-ready-to-move","tag-real-estate","tag-under-construction","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ready to move or Under construction homes, Which one is better? - PropertyPistol Blog<\/title>\n<meta name=\"description\" content=\"Read article on Ready to move or Under construction homes, Which one to choose? at PropertyPistol Blog.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ready to move or Under construction homes, Which one is better? - PropertyPistol Blog\" \/>\n<meta property=\"og:description\" content=\"Read article on Ready to move or Under construction homes, Which one to choose? at PropertyPistol Blog.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/\" \/>\n<meta property=\"og:site_name\" content=\"Real Estate Sector Latest News, Updates &amp; Insights - PropertyPistol Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/propertypistol\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/propertypistol\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-07-20T10:47:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-18T08:50:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2019\/07\/Ready-to-move-or-Under-construction-banner.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"3756\" \/>\n\t<meta property=\"og:image:height\" content=\"992\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PropertyPistol Insight Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@PropertyPistol\" \/>\n<meta name=\"twitter:site\" content=\"@propertypistol\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PropertyPistol Insight Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/ready-to-move-or-under-construction-homes\/\"},\"author\":{\"name\":\"PropertyPistol Insight Team\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/40270cbf8716566a86ca73f838ca69f2\"},\"headline\":\"Ready to move or Under construction homes. 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