{"id":1744,"date":"2021-05-09T13:46:43","date_gmt":"2021-05-09T13:46:43","guid":{"rendered":"https:\/\/www.propertypistol.com\/blog\/?p=1744"},"modified":"2021-05-10T04:59:46","modified_gmt":"2021-05-10T04:59:46","slug":"smart-tips-to-reduce-the-interest-rate-on-your-home-loan","status":"publish","type":"post","link":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/","title":{"rendered":"Smart tips to reduce the interest rate on your home loan"},"content":{"rendered":"\n<p>When investing in <strong><a href=\"https:\/\/propertypistol.com\/\">real estate<\/a><\/strong>, repaying a <strong><a href=\"https:\/\/propertypistol.com\/loan-service\">home loan<\/a><\/strong> can be a tedious procedure. If not worked out correctly, paying <strong>home loan <\/strong>EMIs (equated monthly installments) could hamper your monthly budget for a long time. <\/p>\n\n\n\n<!--more-->\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b-1024x1024.jpg\" alt=\"\" class=\"wp-image-1745\" width=\"332\" height=\"332\" srcset=\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b-1024x1024.jpg 1024w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b-150x150.jpg 150w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b-300x300.jpg 300w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b-768x768.jpg 768w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b-250x250.jpg 250w, https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/Homeloan-b.jpg 1080w\" sizes=\"(max-width: 332px) 100vw, 332px\" \/><\/figure><\/div>\n\n\n\n<p>You can find ways to lower the<strong> interest rate <\/strong>of your <strong>home loan. <\/strong>This will help in reducing your burden. As a result of poor planning, you may often end up paying a lot more than your loan. It is essential to find the right lender who offers you the lowest interest. <\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#A_short_tenure\" title=\"A short tenure\">A short tenure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#Try_out_prepayments\" title=\"Try out\nprepayments\">Try out\nprepayments<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#Check_the_interest_rates_online\" title=\"Check\nthe interest rates online\">Check\nthe interest rates online<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#Increase_your_down_payment\" title=\"Increase\nyour down payment\">Increase\nyour down payment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#Look_out_for_better_deals\" title=\"Look\nout for better deals\">Look\nout for better deals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#Increase_your_EMI\" title=\"Increase your EMI\">Increase your EMI<\/a><\/li><\/ul><\/nav><\/div>\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"A_short_tenure\"><\/span><strong>A short tenure<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Your loan tenure is a primary factor responsible for the <strong>interest rate<\/strong> you are supposed to pay. Longer tenures (25-30 years) will definitely cut down your monthly installment, but shorter tenures (10-15 years) will reduce the interest payable. By using a <strong><a href=\"https:\/\/www.propertypistol.com\/blog\/top-5-home-loan-benefits-for-women\/\">home loan<\/a><\/strong> calculator, you can see how the <strong>interest rates<\/strong> reduce for loans that have a shorter tenure. Hence, choose the tenure wisely before you sign up for a loan.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Try_out_prepayments\"><\/span><strong>Try out\nprepayments<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>No loan foreclosure charges or prepayment is charged on floating rate loans by the lenders. Try and make prepayments if you have signed up for a loan. As you pay more towards the interest in the first few years of your loan as compared to the payments made at the end of the loan. Your total interest will be reduced if you make frequent prepayments. But, keep in mind that on fixed-rate loan prepayments, a few lenders charge a certain percentage. Hence, it is best to check beforehand with your bank\/lender about the prepayment charges.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Check_the_interest_rates_online\"><\/span><strong>Check\nthe interest rates online<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Before deciding on a bank or lender, it is essential that you do thorough research and compare rates. There are many third-party websites available where you can get a clearer picture of the charges and rates. Therefore, it is best you compare the <strong>home loan<\/strong> rates before investing in <strong>housing finance. <\/strong><\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Increase_your_down_payment\"><\/span><strong>Increase\nyour down payment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Most of the banks finance 75-90% of the total value of the property. You are expected to contribute 10-25% of the remaining cost of your<strong> real estate.<\/strong> However, instead of paying only 10-25%, it is best if you can contribute more as the down payment. The more you pay initially, the lesser is the loan amount. This in turn reduces the <strong>interest rate<\/strong> as well.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Look_out_for_better_deals\"><\/span><strong>Look\nout for better deals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Customers who have a good credit history are always preferred by banks and lenders. If your credit score is close to 800, you might get better rates than others. So, it is always better to be a responsible borrower. This will increase your chances of getting lower <strong>interest rates<\/strong>. Also, keep a check on festive offers. Usually, banks lower their<strong> interest rates<\/strong> during festivities.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Increase_your_EMI\"><\/span><strong>Increase your EMI<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>There are lenders and banks who let you revise\nyour installment plans annually. So, if you are doing well, you can always\nswitch to higher EMIs that reduce the tenure. The overall <strong>interest rate<\/strong> that you have to pay for your loan will automatically\ncome down when the tenure is reduced.<\/p>\n\n\n\n<p>To reduce your burden of interest, do consider these tips before or after taking the<strong> <a href=\"https:\/\/www.propertypistol.com\/blog\/tax-sops-on-home-loans-amid-covid19\/\">home loan<\/a><\/strong>. Ensure you have read all the terms and conditions and reviewed all the charges before you sign up.<\/p>\n\n\n\n<p style=\"font-size:12px\"><em><strong>Disclaimer:&nbsp;<\/strong>The views expressed above are for informational purposes only based on industry reports and related news stories. PropertyPistol does not guarantee the accuracy, completeness, or reliability of the information and shall not be held responsible for any action taken based on the published information<\/em>.\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When investing in real estate, repaying a home loan can be a tedious procedure. If not worked out correctly, paying home loan EMIs (equated monthly installments) could hamper your monthly budget for a long time.<\/p>\n","protected":false},"author":2,"featured_media":1749,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[85],"tags":[],"class_list":["post-1744","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan-finance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tips to reduce the interest rate on your home loan - PropertyPistol Blog<\/title>\n<meta name=\"description\" content=\"Tips to reduce the interest rate on your home loan. Experts suggest to ensure a lower interest payout, decrease the interest rate of your home loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tips to reduce the interest rate on your home loan - PropertyPistol Blog\" \/>\n<meta property=\"og:description\" content=\"Tips to reduce the interest rate on your home loan. Experts suggest to ensure a lower interest payout, decrease the interest rate of your home loan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\" \/>\n<meta property=\"og:site_name\" content=\"Real Estate Sector Latest News, Updates &amp; Insights - PropertyPistol Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/propertypistol\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/propertypistol\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-05-09T13:46:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-10T04:59:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1325\" \/>\n\t<meta property=\"og:image:height\" content=\"350\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PropertyPistol Insight Team\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@PropertyPistol\" \/>\n<meta name=\"twitter:site\" content=\"@propertypistol\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"PropertyPistol Insight Team\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\"},\"author\":{\"name\":\"PropertyPistol Insight Team\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/40270cbf8716566a86ca73f838ca69f2\"},\"headline\":\"Smart tips to reduce the interest rate on your home loan\",\"datePublished\":\"2021-05-09T13:46:43+00:00\",\"dateModified\":\"2021-05-10T04:59:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\"},\"wordCount\":599,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg\",\"articleSection\":[\"Home loan \/ Finance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\",\"url\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\",\"name\":\"Tips to reduce the interest rate on your home loan - PropertyPistol Blog\",\"isPartOf\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg\",\"datePublished\":\"2021-05-09T13:46:43+00:00\",\"dateModified\":\"2021-05-10T04:59:46+00:00\",\"description\":\"Tips to reduce the interest rate on your home loan. Experts suggest to ensure a lower interest payout, decrease the interest rate of your home loan.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage\",\"url\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg\",\"contentUrl\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg\",\"width\":1325,\"height\":350,\"caption\":\"Smart Tips for Home Loan\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.propertypistol.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Smart tips to reduce the interest rate on your home loan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#website\",\"url\":\"https:\/\/www.propertypistol.com\/blog\/\",\"name\":\"Real Estate Sector Latest News, Updates &amp; Insights - PropertyPistol Blog\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.propertypistol.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#organization\",\"name\":\"PropertyPistol Realty Pvt Ltd\",\"url\":\"https:\/\/www.propertypistol.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2024\/05\/pp-logo.2fae70d.png\",\"contentUrl\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2024\/05\/pp-logo.2fae70d.png\",\"width\":182,\"height\":46,\"caption\":\"PropertyPistol Realty Pvt Ltd\"},\"image\":{\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/propertypistol\/\",\"https:\/\/x.com\/propertypistol\",\"https:\/\/www.instagram.com\/propertypistol\",\"https:\/\/www.linkedin.com\/company\/propertypistol-com\/\",\"https:\/\/in.pinterest.com\/propertypistol\",\"https:\/\/www.youtube.com\/channel\/UC4_evXa7W1cFQJ-wH8cLNaQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/40270cbf8716566a86ca73f838ca69f2\",\"name\":\"PropertyPistol Insight Team\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/nsl_avatars\/706af4801b300a328264acb78cd0d3a9.png\",\"contentUrl\":\"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/nsl_avatars\/706af4801b300a328264acb78cd0d3a9.png\",\"caption\":\"PropertyPistol Insight Team\"},\"sameAs\":[\"https:\/\/www.propertypistol.com\",\"https:\/\/www.facebook.com\/propertypistol\/\",\"https:\/\/www.instagram.com\/propertypistol\",\"https:\/\/in.pinterest.com\/propertypistol\/\",\"https:\/\/x.com\/PropertyPistol\",\"https:\/\/www.youtube.com\/channel\/UC4_evXa7W1cFQJ-wH8cLNaQ?view_as=subscriber\",\"https:\/\/www.tumblr.com\/blog\/propertypistolrealeastate\"],\"url\":\"https:\/\/www.propertypistol.com\/blog\/author\/swatantra\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tips to reduce the interest rate on your home loan - PropertyPistol Blog","description":"Tips to reduce the interest rate on your home loan. Experts suggest to ensure a lower interest payout, decrease the interest rate of your home loan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/","og_locale":"en_US","og_type":"article","og_title":"Tips to reduce the interest rate on your home loan - PropertyPistol Blog","og_description":"Tips to reduce the interest rate on your home loan. Experts suggest to ensure a lower interest payout, decrease the interest rate of your home loan.","og_url":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/","og_site_name":"Real Estate Sector Latest News, Updates &amp; Insights - PropertyPistol Blog","article_publisher":"https:\/\/www.facebook.com\/propertypistol\/","article_author":"https:\/\/www.facebook.com\/propertypistol\/","article_published_time":"2021-05-09T13:46:43+00:00","article_modified_time":"2021-05-10T04:59:46+00:00","og_image":[{"width":1325,"height":350,"url":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg","type":"image\/jpeg"}],"author":"PropertyPistol Insight Team","twitter_card":"summary_large_image","twitter_creator":"@PropertyPistol","twitter_site":"@propertypistol","twitter_misc":{"Written by":"PropertyPistol Insight Team","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#article","isPartOf":{"@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/"},"author":{"name":"PropertyPistol Insight Team","@id":"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/40270cbf8716566a86ca73f838ca69f2"},"headline":"Smart tips to reduce the interest rate on your home loan","datePublished":"2021-05-09T13:46:43+00:00","dateModified":"2021-05-10T04:59:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/"},"wordCount":599,"commentCount":0,"publisher":{"@id":"https:\/\/www.propertypistol.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg","articleSection":["Home loan \/ Finance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/","url":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/","name":"Tips to reduce the interest rate on your home loan - PropertyPistol Blog","isPartOf":{"@id":"https:\/\/www.propertypistol.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage"},"image":{"@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage"},"thumbnailUrl":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg","datePublished":"2021-05-09T13:46:43+00:00","dateModified":"2021-05-10T04:59:46+00:00","description":"Tips to reduce the interest rate on your home loan. Experts suggest to ensure a lower interest payout, decrease the interest rate of your home loan.","breadcrumb":{"@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#primaryimage","url":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg","contentUrl":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/04-Banner-2.jpg","width":1325,"height":350,"caption":"Smart Tips for Home Loan"},{"@type":"BreadcrumbList","@id":"https:\/\/www.propertypistol.com\/blog\/smart-tips-to-reduce-the-interest-rate-on-your-home-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.propertypistol.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Smart tips to reduce the interest rate on your home loan"}]},{"@type":"WebSite","@id":"https:\/\/www.propertypistol.com\/blog\/#website","url":"https:\/\/www.propertypistol.com\/blog\/","name":"Real Estate Sector Latest News, Updates &amp; Insights - PropertyPistol Blog","description":"","publisher":{"@id":"https:\/\/www.propertypistol.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.propertypistol.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.propertypistol.com\/blog\/#organization","name":"PropertyPistol Realty Pvt Ltd","url":"https:\/\/www.propertypistol.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.propertypistol.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2024\/05\/pp-logo.2fae70d.png","contentUrl":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2024\/05\/pp-logo.2fae70d.png","width":182,"height":46,"caption":"PropertyPistol Realty Pvt Ltd"},"image":{"@id":"https:\/\/www.propertypistol.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/propertypistol\/","https:\/\/x.com\/propertypistol","https:\/\/www.instagram.com\/propertypistol","https:\/\/www.linkedin.com\/company\/propertypistol-com\/","https:\/\/in.pinterest.com\/propertypistol","https:\/\/www.youtube.com\/channel\/UC4_evXa7W1cFQJ-wH8cLNaQ"]},{"@type":"Person","@id":"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/40270cbf8716566a86ca73f838ca69f2","name":"PropertyPistol Insight Team","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.propertypistol.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/nsl_avatars\/706af4801b300a328264acb78cd0d3a9.png","contentUrl":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/nsl_avatars\/706af4801b300a328264acb78cd0d3a9.png","caption":"PropertyPistol Insight Team"},"sameAs":["https:\/\/www.propertypistol.com","https:\/\/www.facebook.com\/propertypistol\/","https:\/\/www.instagram.com\/propertypistol","https:\/\/in.pinterest.com\/propertypistol\/","https:\/\/x.com\/PropertyPistol","https:\/\/www.youtube.com\/channel\/UC4_evXa7W1cFQJ-wH8cLNaQ?view_as=subscriber","https:\/\/www.tumblr.com\/blog\/propertypistolrealeastate"],"url":"https:\/\/www.propertypistol.com\/blog\/author\/swatantra\/"}]}},"modified_by":"PropertyPistol Insight Team","secondary_image":"https:\/\/www.propertypistol.com\/blog\/wp-content\/uploads\/2021\/05\/03-Thumbnail-1.jpg","post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/posts\/1744"}],"collection":[{"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/comments?post=1744"}],"version-history":[{"count":4,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/posts\/1744\/revisions"}],"predecessor-version":[{"id":1751,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/posts\/1744\/revisions\/1751"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/media\/1749"}],"wp:attachment":[{"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/media?parent=1744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/categories?post=1744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.propertypistol.com\/blog\/wp-json\/wp\/v2\/tags?post=1744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}