{"id":2467,"date":"2021-08-07T07:55:33","date_gmt":"2021-08-07T07:55:33","guid":{"rendered":"https:\/\/www.propertypistol.com\/blog\/?p=2467"},"modified":"2021-08-07T07:55:37","modified_gmt":"2021-08-07T07:55:37","slug":"6-ways-to-check-the-legality-of-the-property","status":"publish","type":"post","link":"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/","title":{"rendered":"6 ways to check the legality of the property"},"content":{"rendered":"\n<p><em>It is quite an achievement to find <a href=\"https:\/\/www.propertypistol.com\/\">flats in Mumbai <\/a>that are free from all legal tassels. The number of disputes over land ownership has gone up due to the extreme growth of the real estate sector. <\/em><\/p>\n\n\n\n<!--more-->\n\n\n\n<p>The legality of the property has been a major reason for many project delays. The real estate law, which itself is the implementation stage across many states, is going to make the situation favorable. But, there are a few things that you could do to know the legality of the property you are investing in.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_69 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/#1_Check_for_the_title_papers\" title=\"1. Check for the title papers\">1. Check for the title papers<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/#2_Ask_for_bank_approvals\" title=\"2. Ask for bank approvals\">2. Ask for bank approvals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/#3_Encumbrance_certificate\" title=\"3. Encumbrance certificate\">3. Encumbrance certificate<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/#4_Cross-check_the_approved_plan_with_the_actual_site\" title=\"4. Cross-check the approved plan with the actual site\">4. Cross-check the approved plan with the actual site<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/#5_Check_out_the_property_tax_slips\" title=\"5. Check out the property tax slips\">5. Check out the property tax slips<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-5'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.propertypistol.com\/blog\/6-ways-to-check-the-legality-of-the-property\/#6_The_project_has_a_registered_society\" title=\"6. The project has a registered society\">6. The project has a registered society<\/a><\/li><\/ul><\/nav><\/div>\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"1_Check_for_the_title_papers\"><\/span><strong>1. Check for the title papers<\/strong> <span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>A property should have a clear title that doesn\u2019t have any disputes. While buying a new property, ensure the title of the land is with the construction company. While buying a resale flat in <a href=\"https:\/\/www.propertypistol.com\/blog\/mumbaikars-are-eagerly-looking-forward-to-the-metro-line-5\/\">Mumbai<\/a>, study the papers or visit the property lawyer to check the legality of the property.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"2_Ask_for_bank_approvals\"><\/span><strong>2. Ask for bank approvals<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Half of your work is already done if you\u2019re getting your home financed from the bank. All the banks evaluate the property before they approve your <a href=\"https:\/\/www.propertypistol.com\/loan-service\">loan<\/a>. Many banks offer on-site offers for real estate which indicates that the legality of the property is in check. Ensure to check the clauses before you sign the loan agreement with your bank.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"3_Encumbrance_certificate\"><\/span><strong>3. Encumbrance certificate<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>An encumbrance certificate helps in understanding that real estate is legally free from any pending loan or mortgage. You also get the name of the previous owner of the property. When you\u2019re buying a resale property, it is very important to know if the previous owner had paid all his dues or mortgaged the property.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"4_Cross-check_the_approved_plan_with_the_actual_site\"><\/span><strong>4. Cross-check the approved plan with the actual site<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Ensure you have a copy of the approved map from the builder that has been passed by the local authorities if you\u2019re buying an apartment project. This can give you an idea of the area and the construction spree.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"5_Check_out_the_property_tax_slips\"><\/span><strong>5. Check out the property tax slips<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>If you are buying a resale flat in Mumbai, make sure to ask for the property tax slip from the previous owner of your real estate. This will give you deep knowledge about two things &#8212; if the property is duly registered and has no pending dues with the municipal authority and whether the area or colony you are buying is illegal or regularized.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"6_The_project_has_a_registered_society\"><\/span><strong>6. The project has a registered society<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h5>\n\n\n\n<p>Every apartment welfare project should have a resident welfare association and a registered society. This being a legal process, given a thorough insight about the legality of the property you are buying.<\/p>\n\n\n\n<p>There are a lot of things that you need to know before you invest in any <a href=\"https:\/\/www.propertypistol.com\/blog\/heres-why-the-latest-increase-in-intimation-of-mortgage-affects-homebuyers-and-real-estate\/\">real estate<\/a>. You might spend all your life\u2019s savings just to buy a flat in Mumbai. So, ensure that you check the legality of the property before thinking about <a href=\"https:\/\/www.propertypistol.com\/blog\/why-is-location-critical-for-real-estate-investment\/\">investing in a project<\/a>.<\/p>\n\n\n\n<p style=\"font-size:12px\"><em><strong>Disclaimer:&nbsp;<\/strong>The views expressed above are for informational purposes only based on industry reports and related news stories. PropertyPistol does not guarantee the accuracy, completeness, or reliability of the information and shall not be held responsible for any action taken based on the published information<\/em>.\n\n<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It is quite an achievement to find flats in Mumbai that are free from all legal tassels. The number of disputes over land ownership has gone up due to the extreme growth of the real estate sector.<\/p>\n","protected":false},"author":2,"featured_media":2515,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_eb_attr":"","_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[69],"tags":[147],"class_list":["post-2467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-realty-guide-news","tag-legal","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to do Legal Verification of a Property? - PropertyPistol Blog<\/title>\n<meta name=\"description\" content=\"How to do Legal Verification of a Property ? 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