Home Loan Eligibility Calculator

Monthly Net Income
₹ 10 K ₹ 1 Cr
Interest Rates Currently as per market standard, Interest Rate for banks is around 7.65
0 15%
Tenure (Years) Maximum tenure allowed is the difference between Retirement Age and Present Age
1 Yr 30 Yr
Other EMI’s Enter EMI amounts for which outstanding tenure is greater than 12 months
0 5 Lac
Calculate your home loan using the sliders
Banking Partners

Get started on your Home Loan journey

Home Loan Documents Required
Identity Proof (any one) Residence Proof (any one) Other Documents
Driving License Copy of Electricity Bill/Water Bill/Telephone Bill Employer Identity Card
PAN Card Copy of valid Passport/Aadhaar Card/Driving License Duly filled loan application form affixed with 3 passport size photographs
Voter ID Loan account statement for the previous 12 months if the applicant has any other ongoing loan from other banks/financial institutions
Valid Passport Bank account statements for all the bank accounts owned by the applicant for the last six months
Income Proof Documents
For Self-employed Applicant/Co-applicant: For Salaried Applicant/Co-applicant:
Income Tax Returns for the last 3 years Salary Slips for the last three months
Certificate of Qualification (for Doctors/CA and other professionals) Copy of Form 16 or Income Tax Returns for the last two years
Balance Sheet audited by a certified CA and Profit and Loss account for the previous 3 years
Business License Details
Business address proof
TDS Certificate
Home Loan Eligibility
Eligibility Criteria Requirement
Age Minimum Age: 18 years and Maximum Age: 70 years
Resident Type The applicant must be (any one):
  • Resident Indian
  • Non-Resident India (NRI)
  • Person of Indian Origin (PIO)
Employment The applicant can be (any one):
  • Salaried
  • Self-employed
Net Annual Income At least Rs.5-6 lakh depending on the type of employment
Residence The applicant must have (any one):
  • A permanent residence
  • A rented residence where he/she has resided for at least a year prior to applying for a loan
Credit score A good credit score of at least 750 or more obtained from a recognised credit bureau