Getting a Loan Without a CIBIL Score

In the landscape of personal finance, a good credit score is often considered a gateway to various financial opportunities, including loans. However, not everyone may have an established credit history, and many individuals find themselves wondering how to secure a loan without a CIBIL score. This article aims to guide Indian readers through the process […]

Understanding the Home Loan Provisional Certificate in India

Embarking on the journey of homeownership is a significant milestone, and for many in India, it often involves securing a home loan. Amid the various documents and paperwork associated with the loan process, the home loan provisional certificate stands out as a crucial piece of documentation. In this comprehensive guide tailored for Indian readers, we […]

20 Reasons Why Banks May Reject Your Home Loan Application in India

Owning a home is a dream shared by many in India. With the growing real estate market, securing a home loan has become a common practice. However, the path to home ownership is not always smooth, as banks often reject loan applications for various reasons. In this article, we will explore 20 common factors that […]

Mastering Home Loan EMIs: The Impact of Repo Rate Changes in India

The financial landscape in India is influenced by various factors, and one crucial element that significantly impacts the economy and individual finances is the repo rate. In this article, we will unravel the concept of the repo rate, delve into its role in the Indian economic system, and understand how it directly affects home loan […]

From Application to Approval: Understanding Home Loan Processing Fees!

Tags:

Purchasing a home is a significant financial milestone for many individuals and families in India. However, securing a home loan often involves several charges and fees, one of which is the processing fee. In this blog post, we’ll explore what a processing fee is in the context of home loans in India, why it’s important, […]

Property Papers in Your Hands: RBI’s Timely Release Guidelines!

Tags:

The Reserve Bank of India (RBI) has introduced new guidelines to ensure that banks and other lending institutions release property papers to borrowers within 30 days of full loan repayment. These guidelines are applicable to all loans secured by movable or immovable property.

Interest Unveiled: How Repo Rate Shifts Shape Your Home Loan EMIs!

The repo rate is the rate at which the Reserve Bank of India (RBI) lends money to commercial banks. When the repo rate increases, it becomes more expensive for banks to borrow money, which means they have to charge higher interest rates on loans to their customers. This includes home loans.

Save Big on Your Dream Home: Banks Introduce Limited-Time Interest Rate Discounts!

Tags:

Banks and other financial institutions provide temporary relief from high interest rates at a time when the economy is feeling the effects of inflationary pressures. Rebates on house loans have been announced by organisations like Bank of Maharashtra (BOM) and Bank of Baroda (BOB). Such plans give the real estate sector, which is struggling due […]

Composite Loans vs. Plot Loans: Understanding the Key Differences!

Whether to opt for a composite loan or a plot loan depends on your specific needs and financial situation. Here’s an explanation of both types of loans:

Low CIBIL Score? No Problem! Tips for Securing a Home Loan

If you have a low CIBIL score and need a home loan, there are still options available to you. Here are some steps you can take to improve your chances of getting a home loan:

Buy and Sell Properties
25k+ Properties
241+ Location
311+ Agents
1Lac+ Customers