What happens when customers cancel bookings due to project disruptions?

What is the most likely situation if a buyer cancels his flat reservations owing to a delay in project completion? Will he be repaid in full? If so, what about the bank loan he obtained for this purchase? The Karnataka High Court’s most recent decision resolves some of these questions.

As banks raise lending rates, home loans become more expensive.

The Reserve Bank of India (RBI) announced repeated upward adjustments to the repo rate – the rate at which it loans money to banks – in 2022. Not surprise, the present repo rate is 5.4 percent after three revisions this year since April 2022. Such similar increase is on the way to counteract inflation. This […]

Home credit loan payment process

Characteristics of home equity loans Mortgage digital packages: Only virtual mortgage applications are accepted under this financing scheme. You may be sure that you won’t have to wait in a long line to get the necessary cash as a consequence. You may also implement this strategy whenever you choose, all from the comfort of your […]

All about applying for Home credit loans!

Another reason someone could need immediate money is to buy anything like a new phone, a dream vacation, a few expensive goods for their home, or something else. A private mortgage can be useful in such circumstances. If your urgent need can be satisfied with less than INR 2,40,000, a private mortgage through Home Credit […]

Your 2022 house loan prepayment guide

Many people explore different ways to reduce or eliminate their debt. One approach that is fairly popular among borrowers is repaying the loan in part or whole before the complete duration of the loan. Although it may assist you in getting out of debt, it can also result in large savings over what you would […]

Register for a home credit loan: Things you need to know before you apply

Someone may require fast cash to acquire a new phone, schedule a dream vacation, or purchase household products. A personal loan may be useful in such instances. If your sudden demand is less than INR 2,40,000, a Home Credit personal loan comes with a fair interest rate. Home Credit India Financing Pvt. Ltd., a non-banking […]

How does the home loan application process?

Meanwhile, millions of urban Indians utilise housing loans to purchase the homes of their aspirations. However, not everyone is acquainted with the home loan process. As a consequence, many loan applications are denied, or borrowers discover themselves in a tricky position because they are still unable to repay their commitments.

Everything you need to know about home renovation loans!

Every house is a reflection of the owner’s character. The majority of homeowners prefer to repair their houses to improve their quality of life, be it for holidays or even other special events. House renovations can indeed be costly; thus, obtaining a personal loan to do so is always a wise decision.

All About Education Loan!

What criteria must be met to qualify for a student loan? Banks often provide education loans to college students who have been accepted to graduate or post-graduate programs in professional fields like medical, engineering, control, etc. To obtain a student loan from any bank, a guarantee letter or a guarantee letter under certain conditions is […]

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