Unlocking Savings: Mastering the Home Loan Interest Rate Cycle

Securing a home loan is a significant financial decision for many individuals. One crucial aspect that borrowers often overlook is the impact of the interest rate cycle on their mortgages. Understanding how interest rates fluctuate and employing strategic approaches can make a substantial difference in managing home loan repayments effectively. In this article, we’ll delve […]

EPF Interest Rates in 2024 and How to Use an EPF Calculator? Explained

Introduction: In 2024, understanding EPF interest rates is crucial for financial planning. This comprehensive guide covers all aspects, including how to utilize an EPF calculator effectively. Dive in to harness the power of your EPF investments!

What is PITI?

When diving into the world of mortgages, one term you’ll come across is PITI. PITI stands for Principal, Interest, Taxes, and Insurance. It encapsulates the various components of your mortgage payment beyond just the loan amount and interest. Let’s break down each element:

Things to keep in mind before taking home loan

Cut in Repo rate by Government and decrease in home loan interest rate by .5 bps by SBI and other banks brought relief in homebuyers.

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