Ready to move or Under construction homes. Which one to choose?

Buying a property is a tedious task. A common question that arises when you want to purchase your dream home is whether you wish to book your flat in a ready to move apartment or under construction.

Ready to move or Under construction which property will you prefer to buy?
What will you choose? Ready to move or Under construction property

Well, this is a never-ending debate and so we are making this simpler for you by highlighting the pros and cons of both for your better understanding.

Buying a house in a ready to move apartment

Ready to move apartments make you feel secure when it comes to seeing your dreams come true. Due to frequent delays from developers’ end in giving flat possessions, people opt for ready to move apartment.


  • One of the best advantages of buying a flat in a ready to move apartment is that it is readily available. All You need to do is get your documentation work done as your house is been financed for which you need to pay the EMI applied.
  • In a ready to move apartment, there are very fewer chances of any cheat happening because you get to see what you shall be buying. So if there are any issues you face regarding the interiors they can repaired once you get the possession.
  • Since you have purchased a ready to move property, you shall not be levied with the GST that is applicable on under-construction properties.


  • If the flats are readily available in a ready to move apartment. Then they are also sold out in a hefty amount and this is one of the major drawbacks of buying a property in a ready to move apartment.
  • Unlike the under-construction apartment, in a ready to move property you are not aware of the material and the quality of the material used in the construction.
  • In case of an under-construction property, you are aware of the age of the property you have invested in but it’s not the case with a ready to move property, it necessarily need not be new construction.
Investing in an under-construction property

Buying property in an under-construction estate is like a dream coming true for many. Also because the financial pressure is less as the payment is made slab wise. Like Ready to move apartment, under construction apartments also have their share of pros and cons.


  • An under-construction property doesn’t give a pinch to the buyer’s pocket. Ready to move house costs more than under construction.
  • You will definitely get higher returns in an under-construction property. An under-construction once ready for possession can be sold out at a much higher value than the cost of the property when it was booked and during the course of its construction.
  • Ever since RERA was brought into practice by the government in 2016, the developer can no longer take his own sweet time to complete the project, in fact, he has to complete in the date registered with RERA. This has convinced buyers to invest in under-construction properties as they have been given the commitment of what they shall be getting.
  • Earlier GST applied was 12% but now it has been revised to 8% which is undoubtedly a good reason to invest in under-construction properties.
  • Pre-EMI in under-construction projects is a part of the home loan where you just need to pay the interest amount of your loan amount until you get the possession of your property. Post possession you are liable to pay interest amount along with the principal amount.


  • Possession is not immediate, the buyer has to wait till the construction is completed and handed over.
  • Pre-EMI starts immediately after booking under-construction property which is a burden for the buyer because only interest amount is paid, principal amount starts after possession.

Be mindful in buying a property, RERA has brought significant changes in Real Estate laws. Consider which option fits best to your pocket.

Disclaimer: The views expressed above are for informational purposes only based on industry reports and related news stories. Propertypistol does not guarantee the accuracy, completeness, or reliability of the information and shall not be held responsible for any action taken based on the published information.


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  1. I am very happy when read this blog post because blog post written in good manner and write on good topic. Thanks for sharing valuable information.

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